MAJOR REASON: 

MEDICAL CLAIMS WITH ERRORS, FRAUD, AND OVERCHARGES BY PROVIDERS; THIS HAS BEEN OCCURRING FOR DECADES!

ONE SOLUTION:

**THE FOLLOWING... Most people have seen the following television advertisements: -LifeLock which prevents and restores one's identity and financial life from identity theft. -TitleLock which prevents and restores one home and financial life from title theft.

NOW, there is a new kid on the block to tackle similar restoration efforts against healthcare fraud, which has been an issue for decades!

It is HealthLock+ (HL+), and it can reconcile this issue and reward money back to Employers and Employees, who were unjustly and unfairly taken from them. Below is the story of what HealthLock+ can do and achieve. 

**Please note that the following bundled plan is only available to employers that employ 50 or more W2 employees where the employer offers a major medical insurance healthcare plan to the employees. The plan is at "Zero Net Cost" to the employer or the employees!

HealthLock+

If you have a major medical benefits plan, this is a plan that could combine prevention and wellness savings with protection against fraud, breaches and denied claims, upfront cost clarity and provider choice before care as well as post care  protection?

The solution combines two powerful programs... Workplace Benefits Plan and HealthLock+, to provide a comprehensive healthcare solution for employers and employees alike, working as an enhancement, not a replacement, of your current benefit structure. Both programs are currently saving millions of dollars for employers across the US and increasing pay for employees. With this bundled plan, employers have achieved an immediate 10-40% reduction in healthcare spending through preventative services, proactive billing oversight, waste prevention, and smarter employee care navigation.

HealthLock+ provides employers with tools and services to reduce healthcare costs and improve employee benefits by automating the review of medical claims for errors, fraud, and overcharges. Through its platform, employers receive real-time analytics and insights into their plans, which can help predict future costs and identify opportunities for savings. The service also helps protect employees by monitoring medical privacy, mitigating fraud, and improving overall employee satisfaction by reducing the stress of managing medical bills.

       Click or cut and paste to view this video for a quick rundown of what Healthlock+ has to offer...  

Actionable insights:

• The platform provides data-rich analytics and a clear road map to help decision-makers understand costs and future opportunities.
• Streamlined implementation: Implementation can occur in less than 60 days.

How it Works:

• HealthLock+ integrates with existing workforce healthcare plans to review every claim. 
• Its technology audits claims for errors, flags potential overcharges, and identifies fraud.
• It provides employers with real-time analytics and insights into plan performance.
• It offers employees privacy protection through 24/7 monitoring for data breaches and proactive medical fraud detection.

Statics:

• Many employees cannot participate in employer-sponsored plans due to cost. 
• 25% of employees avoid care due to financial concerns. 
• 27% of adults receive a denied claim each year, totaling $1.3 trillion in denials. 
• Only 1% of Americans appeal a denial or a claim payment because they lack data and resources. 
• 72% of employees don’t understand their benefits, billing statements or EOB’s. 
• 133 million healthcare data breaches occurred last year. 
• Up to 80% of hospital bills contain errors. 

Example of Bundle to "Zero Out" HealthLock+ Cost: